Guaranty Bank Home Loans

Your Trusted Partner in Springfield, MO When it comes to securing a mortgage, Guaranty Bank Home Loans stands out as a trusted name in Springfield, MO. Our commitment is to provide affordable and streamlined solutions tailored to your needs. Whether you're a first-time homebuyer or looking to refinance, we have the right options for you. 

Competitive Mortgage Rates 

Stay updated with the current mortgage rates in Springfield, MO. At Guaranty Bank, we pride ourselves on offering competitive rates that translate to significant savings for our customers. Contact a loan officer for the latest updates on mortgage rates and market trends.   

Home Loan Center 

Making Home Buying Smooth Sailing Our Home Finance Center is designed to make the home-buying process as smooth as possible. We have solutions that fit every budget, from fixed-rate mortgages to flexible loan options. Our team of experts is here to guide you every step of the way, ensuring you receive the best financing options available.   

Trusted Mortgage Lenders in Springfield, MO 

Looking for reliable mortgage lenders in Springfield, MO? Look no further. Our team of NMLS-certified lending professionals is dedicated to helping you secure the home of your dreams. With years of experience and a deep understanding of the local market, we're here to provide you with the best mortgage solutions.   

Turn Dreams into Reality with a Home Loan from Guaranty Bank 

 At Guaranty Bank, our home loans are designed to turn your homeownership dreams into reality. Whether you're looking to purchase a new home, refinance an existing one, or tap into your home's equity for improvements, we have the right loan programs to meet your needs.

Lay down roots for your budding family.

As a community bank right here in Southwest Missouri, we understand the local market and will work to get you a home mortgage loan that fits your budget. Guaranty Bank has a variety of home loan options which include:

  • Fixed Rate Mortgages - A mortgage in which the interest rate and payments remain the same for the life of the loan.
  • Adjustable Rate Mortgages - A mortgage with an interest rate that is adjusted periodically according to a pre-selected index.
  • Jumbo and Super-Jumbo Mortgages - Available with fixed or adjustable rates.

Due to current market volatility, please contact one of our loan officers for the most current rate quote, or call our Home Loan Center at 417.893.3634.



Local Heroes Home Loan Program featuring Americana Eagle Logo
Local Heroes

Helping those who first help us achieve homeownership.

blue and grey 2-story home with amber sky
Residential Loan Options

Choose which type of loan is best for you and your needs.

Adobestock 163124868
Missouri Bond Loans

A special program offering down payment and closing cost assistance to qualified borrowers.

We understand that buying a house is likely the largest financial commitment you'll ever make. Whether it's your first home or your dream home, we're here to help every step of the way.

Getting Started

When applying for a home loan, you can speed the application and approval process by bringing along the following information:

  • Current drivers license
  • Your past two pay stubs
  • W-2 forms for the past two years
  • Two years tax returns with all schedules
  • Bank statements for the past two months
  • Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
  • Homeowners Insurance - Agents name phone number

Additional documentation may be required depending on your loan request.

Details

  • Competitive rates available for purchasing or refinancing
  • Wide range of options and terms: 
    • Conventional
    • FHA
    • VA
    • USDA Rural Development Loans
    • Construction Loans
    • JUMBO Loans
  • Fixed and adjustable rate options
  • Local decision-making
  • Free pre-qualification to increase buying power
  • On-time closings
  • In-house & onsite underwriting
  • Personalized service every step of the way

Find more information including rates and an easy application process at the new Guaranty Bank Mortgage Center.

Meet Our Mortgage Staff

Residential Lender Courtney Carter in a red suit
Courtney Carter
Assistant Vice President Residential Lender
NMLS 2269118
South Glenstone
Residential Lender Jeremy Thomas in a suit
Jeremy Thomas
Assistant Vice President Residential Lender
NMLS 1194861
South Glenstone
Residential Lender Sarah Hassan in a suit
Sarah Everett
Assistant Vice President Residential Lender
NMLS 2366701
South Glenstone
Residential Lender Steve Mayfield in a suit
Steve Mayfield
Vice President Residential Lender
NMLS 527502
South Glenstone
Residential Lender Wendy McCurdy in a suit
Wendy McCurdy
Vice President Residential Lender
NMLS 559008
South Glenstone
Residential Lending Manager Tyler Stalker in a suit
Tyler Stalker
Senior Vice President Residential Lending Manager
NMLS 712476
South Glenstone